Mortgage Lender vs Mortgage Broker

Mortgage Lender vs Mortgage Broker

First off you should know the difference between a Mortgage Lender vs a Mortgage Broker. A Mortgage Lender is a company. They only get mortgages within their company. For example: Wells Forgo Mortgage, Ruoff Home Mortgage, and Union Saving Bank are Mortgage Lenders. A Mortgage Broker is an individual person. A mortgage broker has multiple sources to get you the best interest rate or loan terms possible. This is a more personable experience. The broker will be dealing with you directly, but he will be handling all the haggling with the Mortgage Companies. Just beware that some brokers have deals made up with certain mortgage companies for a bigger profit. This could make a better deal for them instead of for you. I personally do not have a preference as a realtor on if the buyer uses a Mortgage Lender or a Mortgage Broker. Who ever can offer the buyer the best deals is what it really comes down to. My advice is to shop around. Get advice and references from family members, friends, and online reviews. I would then go and meet the Leander(s) or Broker(s) for a personal interview in order to make the best educated decision. It is important to do as much research as possible before making a decision.   Image...
To Have Air Fresheners When Selling Your Home or Not?

To Have Air Fresheners When Selling Your Home or Not?

When selling your home most people think it is a good idea to have air fresheners placed throughout the home. In some sense this is okay to do but there is a line that needs to be drawn on when to many is to over powering. There are quite a few types of air fresheners out there. There are sprays, plug-in’s, and oils for air fresheners out, but that does not mean all of them are a good idea or fit for your home when you are trying to sell. They do not actually get rid of the smells in your home, they mainly just mask the smells. But isn’t that a good thing you ask? To many air fresheners in your home can cause more harm then good actually. It does not only raise red flags to potential buyers but it also can cause health issues. Air fresheners can trigger allergens, asthma, head aches, or even uncomfortable breathing issues. When you have a potential buyer coming through the home you do not want them to be distracted by the over powering smells of your air fresheners or cause them discomfort. One air freshener for every 3-4 rooms, in my opinion, will do just fine. It will add a pleasant smell, but not a smell that seems like you are hiding something like a pet or trying to cause the potential buyer discomfort in their tour. If you have pets and they have left odors behind it is best to eliminate the smells, not mask them. To get rid of these types of odors it is best to deep clean these spots. You...
Marketing YOUR Home

Marketing YOUR Home

Marketing Your Home What i will do for YOU! Immediate placement in the MLS, which notifies the 7145 REALTORS in the Indiana Regional MLS your home is on the market until SOLD. Your home will be viewable on over 10,000 Buyer websites until SOLD. A mass mailing to your area and my select database telling that your home is for sale. (Up to 400 pieces.) Internet access to homes competing with yours along with 15 minute updates. 2 spots on the Century 21 Bradley TV show, Sunday at 9:30 a.m. on WPTA channel 21, the only real estate show in Fort Wayne, with that ad then placed on the Century21Bradley.com  website, on in streaming video and uploaded to YouTube until SOLD. House Hunt 24/7,  Prospective Buyers can get MLS information on your home with a phone call which notifies me immediately of their interest. Our office is open and staffed 7 days a week, 72.5 hours, to answer calls about your home. My experience, 15,496 days today, March 21, 2016. I am the Top Agent for 2011, 2012 and 2013. Century 21  Bradley Realty is the #1 C21 office of over 2000 Century 21s in the United States for number of homes sold in a year. SMARTER.BOLDER.FASTER CONTACT ME TODAY! 24/7 CELL/VM (260)760-4655 EMAIL ED@EDMCCUTCHEON.COM  ...